Finance representative example (11.4% APR)

We are a Credit Broker not a Lender. We work with a panel of lenders and typically receive commission.

Cash price£15,000
Total Credit£12,750
60 Payments£276.10
Deposit£2,250
Representative APR11.40%p.a.
Option to Purchase£10
Total Payable£18,826

You own the vehicle after all 60 payments and the £10 Option to Purchase Fee are paid.

Why Finance Through a Dealership

What is Hire Purchase ?

What is Personal Contract Purchase

Josh Houghton Motor Company

Josh Houghton Motor Company is authorised and regulated by the financial conduct authority, under FCA number: 846031. We act as a credit broker not a lender. We work with several carefully selected credit providers who may be able to offer you finance for your purchase. (Written quotation available upon request). Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. All finance is subject to status and income. Terms and conditions apply. Applicants must be 18 years or over. We are only able to offer finance products from these providers.

Address

10 Great George Street, Wallgate, Wigan, Greater Manchester, WN3 4DL

JHMC T/A Josh Houghton Motor Company Ltd | Company No. 11283747 | FCA No. 846031 | VAT NO. 320191939

Phone number

01942 318272

Opening hours
  • Monday
  • Tuesday
  • Wednesday
  • Thursday
  • Friday
  • Saturday
  • Sunday
  • 9 am–6 pm
  • 9 am–6 pm
  • 9 am–6 pm
  • 9 am–6 pm
  • 9 am–6 pm
  • 9 am–6 pm
  • 9 am–6 pm
  • Viewing by Appointment

2026 Josh Houghton Motor Company. All rights reserved

Powered by Motorsales.ai - Innovating the future of car sales